Bank Regulation and Supervision

News

Safer financial system

More capital = end of financial crises

RiskNET [Editor-in-chief]

The financial system now is safer than it was before the financial crisis in 2008 and that is almost entirely a result of better-capitalized banks, argued John Cochrane, Senior Fellow of Hoover…

Study

Interdisciplinary study

A Positive Assessment for Reforms of Financial Market Regulation

RiskNET [Editor-in-chief]

The regulatory measures following the financial crisis have made credit institutions and the German banking sector, in general, more stable. This is a result of a study by the LOEWE Centre SAFE…

Comment

Credit risk management, digitalization and cost transformation

A way out of the strategic zero interest trap?

Markus Krall

The European Central Bank’s attempt to utilise all available monetary policy means to force reflation is having a significant impact on the banking industry. The flat zero interest curve is…

Interview

Compliance index model

Compliance: A matter of culture

RiskNET [Editor-in-chief]

Compliance measures result in costs but do they also have a benefit? It's difficult to assess the success of measures. It tends to arise – if at all – after a delay and the contribution made to…

News

Banking Industry

Thoughts on the Impact of Machine Learning

Farhad Khakzad

In 1890, a company was founded in the USA that eventually developed into a leading brand. 80 years after its inception, the company had a market share of approximately 90% in its core field of…

Interview

Digitalisation, cyber security, disruptive innovations

Risks in the age of digital bank counters

RiskNET [Editor-in-chief]

Digitalisation, cyber security, disruptive innovations and new business models – the banking world has a lot of issues to deal with. Traditional banks in particular are having to reconsider their…

Interview

Interview with Christian Bluhm, CRO, UBS

The future belongs to stress test models

RiskNET [Editor-in-chief]

A study carried out a few years ago by the RiskNET competence portal revealed a great deal of potential for optimisation in commercial risk management. More than 50 percent of around 580…

Comment

Reduce "cost of compliance"

Effectively managing regulatory requirements

Martin Rohmann

Banks are complaining about the increasing, practically unmanageable complexity of regulatory requirements, and about the huge implementation costs that institutions have to bear. However, there…

Study

Redefining business success in a changing world

CEO's concerns about geopolitics

RiskNET [Editor-in-chief]

Two-thirds of CEOs (66%) see more threats facing their businesses today than three years ago.  Just over a quarter (27%) believe global growth will improve over the next 12 months, a decline of…

Study

Zero interest rates and regulation create new risks

New risk models required

RiskNET [Editor-in-chief]

The combination of zero interest rates and more stringent regulatory requirements is creating additional risks for investors and the financial system as a whole. Asset managers must react to…